It is not uncommon that personal injury cases will also deal with insurance bad faith. If an individual is injured and there is an existing insurance policy, the injured person often expects full coverage. The injured party then makes a claim against the insured party or against the insurance company directly.
Sometimes, the insurance company unreasonably delays payment of benefits, fails to provide coverage or fails to settle the case within the limits of the insurance policy. If this has happened to you, you have likely suffered ???insurance bad faith,??? and you need to hire an insurance lawyer that can get you the money you deserve. Bay Area lawyer Geoffrey Nwosu is an experienced insurance bad faith attorney. Contact our office today if you suspect that you are a victim of misconduct on the part of your insurer. We accept cases in Santa Clara County, Alameda County, San Mateo County including: San Jose, Sunnyvale, Milpitas, Mountain View, Palo Alto, Redwood City, Fremont, Oakland, San Francisco, and its surrounding communities.
Insurance bad faith refers to a claim that an insured person has against an insurance company for bad acts. Bad faith insurance means that the insurance company failed to pay a claim without a valid reason. Other bad faith insurance claims result because the insurers have taken a position that goes against the insurance coverage policy. In issues of bad faith insurance, the law has been created to uphold a contract that has been breached.
- Unreasonable denial or termination of an insurance claim that should have been paid
- Unreasonable delay in making payments to the policyholder
- Unreasonable failure to defend a policyholder who has been sued under a policy containing a liability provision
- Unreasonably attempting to under-settle or lowball the payment of a claim.
Your insurance company has a duty to treat you fairly and to protect you from third-party claims, because you bought the liability insurance, whether on your home or on your automobile. They also have to protect your interest when settling your claim. Furthermore, the insurance company must negotiate the claim rather than just protecting the company’s own interest, or they can be liable to you for not protecting your interests. Failure to meet anyone of these responsibilities may very likely constitute insurance bad faith claim.
Insurance company lawyers are experts in finding reasons to deny claims. If your insurance company has acted in bad faith on your legitimate claim, let San Jose attorney Geoffrey Nwosu help you. Call for your free case consultation and let us help you today. We provide free first time consultation and we provide our services through on a contingency fee basis.